When it comes to business insurance, Florida companies can get the necessary coverages from The Marcus Group.The Marcus Group specializes in providing top notch business insurance Florida business owners can trust. In your nonstop efforts to maximize profits and lower costs, have you ever considered doing this through your business insurance?

With our business insurance, Florida businesses can save money by switching to a policy through our insurance agency. In addition to monetary savings, we will search high and low to find the right coverage for your business and your employees.

In order to serve our customers, we offer several different types of Florida business insurance, including:

  • Commercial Vehicle and Property
  • Group Benefits
  • General and Excess Liability
  • Workers Compensation
  • Commercial Package
  • Business Owners Policy (BOP)

Also, if you do not see the Florida business insurance coverage you need in the list above, please still give us a call! We work with businesses across Florida to develop any insurance policy you may need, even non-traditional policies you may not be able to find elsewhere!

Florida Group Benefits Insurance

Offering benefits to your employees will attract a higher caliber of worker and make your company more successful and more profitable. When an applicant looks for employment, the two most important factors they consider are salary and benefits. The Marcus Group will help you retain better employees by setting you up with an affordable and attractive employee benefits package.

Employee benefits may include but is not limited to:

  • Health insurance
  • Retirement plans
  • Workers compensation
  • Disability
  • Dental
  • And voluntary products

No matter what size and type of business you are running, The Marcus Group can help you incentivize your business and recruit a higher quality of employee by offering your employees a full range of comprehensive benefits.

Workers Compensation in Florida

If you are looking for cost effective coverages for workers compensation, Florida businesses can rely on The Marcus Group.

The best way for Florida employers to protect their employees is by providing workers compensation insurance. With workers compensation, Florida businesses can protect themselves and their employees against issues involving illness or injury incurred at the workplace. The Marcus Group will guide you through the process of determining what kind of workmans comp coverage your business needs. From small businesses to major conglomerates located in Florida, workers compensation insurance is an essential tool for protection. The agents at The Marcus Group will provide you with consultation to ensure you have the ideal program in place.

At The Marcus Group, our agents are well trained on laws involving workers compensation in Floridaand can determine your ideal coverage. Without the appropriate workers compensation insurance analysis, you risk incurring fines or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you. The Florida workers compensation system allows covered workers to be compensated for work-related injuries or illnesses.

Regardless of whether or not your FL business has a commercial insurance package, workers compensation insurance must be purchased as a separate policy. A workers comp plan can provide your company and its employees with the following:

  • Medical expenses
  • Lost income/wages
  • Rehabilitation costs
  • Death benefits
  • And more…

If you own a business in Florida, workers compensation insurance coverage can save you and your organization from major employee issues as well as financially damaging lawsuits. The Marcus Group can help you look out for your company’s best interest.

Surety Bonds in Florida

Whether you require a Florida bond for construction project or business deal, The Marcus Group has the solution you need.

At The Marcus Group we can provide a number of customized surety bonds in Florida that will guarantee a specified task – or project – will be completed with due diligence and on schedule. OurFlorida bond options can help your project stay on target, while fulfilling your legal state and federal obligations.

Surety bonds are not insurance policies – they are guarantees. It is not uncommon for businesses and contractors to have certain projects bonded to ensure they are completed, no matter what complications may arise. At The Marcus Group, we specialize in providing both large and small businesses with the following bonds:

  • Performance – to guarantee the performance of contractually agreed upon work
  • Bid – guarantees the beginning of work following the winning of a bid
  • Indemnity – guarantees any losses should a party fail to meet deadlines
  • Payment – promises payment to all sub-contractors and vendors
  • License & Permits – guarentees the principal will abide by the terms of the license (ex: Auto Dealers, Contractors, Mortgage Lenders, etc.)

A Florida bond is a contracts designed to do one thing: provide guarantees. The nature and extent of the guarantee, however, are subject to the language used when the bond is drafted. This allows for a tremendous amount of scope and contributes to their versatility and longevity. The agents at The Marcus Group can provide you with a wide range of surety bonds throughout

Florida ranging from license and permit bonds to standard Florida bonds.

Our experienced agents can help you find the bond – or bonds – you need to protect your project and your investment.

Florida Commercial Property Insurance

Don’t think you need Commercial Property coverage?

Consider this: if a fire erupts in the building of your business and you lose your entire inventory, will your general liability be enough? If someone breaks into your business and steals expensive equipment, are you positive general liability will be enough?

If you intend on opening your business to the general public, general liability coverage is just the tip of the iceberg in terms of the coverage you will need. For a more comprehensive approach to coverage, we encourage you to consider commercial property policy.

A typical Commercial Property Insurance policy includes coverage for:

  • Structure (building) of your business
  • Furniture
  • Equipment
  • Lost inventory
  • Landscaping
  • Outdoor signs
  • Damage to the property of others
  • And more…

Commercial Property Insurance can be tailored to meet specific risk concerns, allowing you to opt for more coverage for some exposures, and less for others. As a business, we understand your complex needs and the importance of comprehensive insurance.

Florida Excess Liability Insurance

Owning a business is a difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to deal with an unsatisfied customer and a potential lawsuit is through umbrella or excess liability insurance.

Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.

Give your business the coverage it needs with umbrella insurance from The Marcus Group. Contact us right now for more information or fill out the free, no obligation form to receive a fast quote.

Florida Benefits Plans

Effective management of your Employee Benefits is not only essential in terms of employee satisfaction, but it is essential in terms of your total expenditures. At The Marcus Group, we are dedicated to providing personalized, affordable service for employers offering the following benefits:

  • Group Health
  • Individual Health
  • Medicare Benefits
  • Senior Benefits
  • Long Term Care
  • Life Insurance and more!

To learn more about our Benefits programs – their costs, inclusions, and restrictions – feel free to speak to one of our helpful agents at your earliest convenience.

At The Marcus Group, we have been providing unparalleled service through honesty, integrity, and professionalism for four generations.

Florida Group Health Insurance

If you have a business in Florida, group health insurance is available at competitive rates through The Marcus Group.

When considering a job offer, there are two main factors that play into an employee’s decision: salary and benefits. Because of this, a Florida group health insurance package from The Marcus Group will help you to recruit the best employees possible!

Florida group health insurance will cover the employer, employees, and many times the dependants of employees. This type of health insurance is beneficial for you, the employer; because it will help you recruit and retain the best workers. And the benefits for your staff are obvious as they will have medical coverage should they require professional attention. Also, if your employee has a history of medical issues, they cannot be turned down, as is possible with an individual plan.

If you are wary of the premium payments for group health insurance, Florida businesses can contact The Marcus Group. We will shop the top carriers in the country to get an affordable group health policy that will satisfy your staff and your budget.

At The Marcus Group, we take pride in offering viable and affordable Florida group health insurancesolutions for any sized business.

Whether you’re in need of general business health insurance, Florida medical coverage for a major conglomerate, or coverages for a small start up, we work with premium carriers who understand the needs of employers and employees alike.

Contact us today to learn more about the terms, costs, and exclusions of Florida group health insurance.