Life & Health Insurance in Florida – The Marcus Group

Why Life & Health Insurance Matters in Florida

Protecting your health and your family’s financial security is one of the most important steps you can take. With the right life and health insurance, you’ll have peace of mind knowing that medical expenses, income loss, and your family’s future are covered.


At The Marcus Group, we help families and businesses in Florida access comprehensive life and health insurance options.

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LIFE & HEALTH INSURANCE

What Our Life & Health Insurance Covers

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Group & Individual Health Insurance

From individual plans to employer-sponsored benefits, we provide access to affordable coverage for doctor visits, hospital care, prescriptions, and preventive services.

Disability Insurance

If an illness or injury keeps you from working, disability insurance replaces a portion of your income so you can maintain financial stability while focusing on recovery.

Life Insurance

  • Term Life Insurance – Budget-friendly protection for a set number of years.
  • Whole Life Insurance – Lifetime coverage that builds cash value.
  • Universal Life Insurance – Flexible coverage with investment benefits.

Long-Term Care Insurance

Covers the high costs of extended care needs such as assisted living, in-home nursing, or rehabilitation services. This coverage is especially important in South Florida’s retirement communities, where access to affordable long-term care is a priority.

Who Needs Life & Health Insurance in Florida?

These policies are essential for:



  • Families – Protecting loved ones financially and ensuring access to care.

  • Individuals – Securing affordable health insurance in Florida.

  • Employers – Offering group health benefits to employees.

  • Seniors – Planning for Medicare, supplemental coverage, and long-term care needs.

Local Considerations for Florida Residents

  • Rising Healthcare Costs – Medical expenses in Florida continue to increase without coverage.

  • Retirement Communities – Broward, Palm Beach, and the entire state of Florida have large senior populations who need Medicare and long-term care options.

  • Financial Protection – Life insurance provides financial stability for families in the event of loss.

FAQs – Life & Health Insurance in FL

  • What’s the difference between disability insurance and health insurance?

    Health insurance covers medical care. Disability insurance provides income if you’re unable to work due to illness or injury.

  • Do I need long-term care insurance?

    If you want to protect savings and assets from the high cost of assisted living or nursing care, long-term care insurance is highly recommended.

  • Can businesses get group health insurance?

    Yes — we provide Group Health Insurance options for small and mid-sized businesses in Florida.

  • What’s better: term or whole life insurance?

    Term life is cost-effective for temporary needs, while whole life offers permanent protection plus cash value.

  • Can I combine life and health insurance policies?

    Yes. Our team can help you customize a plan that balances affordability with comprehensive protection.

Protect What Matters Most

Get Life & Health Insurance in Florida

At The Marcus Group, we provide families, individuals, and businesses with access to life, health, disability, and long-term care coverage that fits their needs. Whether you’re looking for individual protection or group health benefits, our team is here to guide you.