Auto Insurance in Florida – The Marcus Group
Why Auto Insurance Matters in South Florida
Your car is more than just transportation — it’s how you get to work, care for your family, and enjoy life in South Florida. On the busy roads of the entire state of Florida, accidents, uninsured drivers, and storm damage are everyday risks. Having the right auto insurance ensures you’re financially protected when the unexpected happens.
At
The Marcus Group, we partner with top carriers to match drivers with policies that fit their lifestyle, budget, and coverage needs.
VEHICLE INSURANCE
What Our Auto Insurance Covers
When you insure your vehicle with The Marcus Group, you’ll have access to coverage options such as:
Bodily Injury Liability
Covers medical expenses and legal costs if you cause injury to another driver or passenger in an accident.
Property Damage Liability
Protects you if you damage another person’s car, building, or property in an accident.
Comprehensive Coverage
Covers damage from non-collision events such as theft, fire, vandalism, or hurricanes common in Florida.
Personal Injury Protection (PIP)
Pays for your medical bills and lost wages after an accident, no matter who was at fault.
Collision Coverage
Pays for repairs or replacement of your vehicle after a crash with another car or object.
Uninsured/Underinsured Motorist
Protects you if you’re injured in a crash with a driver who has little or no insurance.
Common Add-Ons & Options
We customize auto insurance in Broward, Palm Beach, and the entire state of Florida with valuable options like:
Roadside Assistance
For breakdowns, flat tires, or towing.
Rental Reimbursement
So you’re never stranded after an accident.
Gap Insurance
Covers the difference if your car is totaled and you owe more than its value.
Enhanced Glass & Windshield Protection
Extra security for Florida’s highways and storm risks.
Who Needs Auto Insurance in Florida?
Every Florida driver needs protection, but some situations make coverage even more essential:
- Commuters – Facing daily traffic on I-95, I-75, and local highways.
- Families – Protecting multiple drivers and vehicles.
- Motorcycle & Classic Car Owners – Specialized coverage for unique vehicles.
- Local Residents – Facing South Florida’s storms, floods, and uninsured drivers.
Local Risks to Consider
Living in Broward, Palm Beach, and the entire state of Florida means facing unique risks:
- Severe Storms & Hurricanes – High winds and flooding can cause costly vehicle damage.
- Heavy Traffic – Increases the likelihood of accidents and repairs.
- Uninsured Drivers – Florida has one of the highest uninsured driver rates in the U.S.
FAQs – Auto Insurance in Florida
Is auto insurance required in Florida?
Yes. Florida law requires drivers to carry $10,000 in PIP and $10,000 in Property Damage Liability. Most drivers choose higher coverage for better protection.
How much does auto insurance cost in Broward, Palm Beach, and the entire state of Florida?
Rates vary based on your vehicle, driving record, and location. As an independent agency, we shop multiple carriers to secure the best value.
Does auto insurance cover rental cars?
Many policies can include rental reimbursement coverage. We’ll help you decide if it’s right for you.
Can I insure a motorcycle or classic car?
Yes. We offer motorcycle insurance and specialized classic car insurance in South Florida.
Can I bundle my auto and home insurance?
Yes — bundling often lowers premiums and simplifies coverage.
Protect Your Car with Confidence
Get the Right Auto Insurance in Florida
At The Marcus Group, we treat your protection like it’s our own. With decades of experience, local knowledge, and access to multiple carriers, we’ll make sure you have the right auto insurance for peace of mind on South Florida’s roads.