Classic Car Insurance in Florida – The Marcus Group

Why Classic Car Insurance Matters in South Florida

Classic cars aren’t just vehicles — they’re history, passion, and investment pieces. Whether it’s a vintage Ford Model T, a limited-edition Alfa Romeo, or a ’46 Chevy pickup, your collector car deserves protection that matches its true value.


In Florida, risks like hurricanes, flooding, heavy traffic, and uninsured drivers make specialized coverage essential. At The Marcus Group, we partner with top carriers to help you secure insurance tailored to your collectible’s unique needs.

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VEHICLE INSURANCE

What Our Classic Car Insurance Covers

When you insure your collector car with The Marcus Group, you’ll have access to specialized coverage options such as:

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Agreed Value Coverage

Protects your car for an agreed-upon value, ensuring you’re paid the full insured amount in case of a total loss.

Restoration Coverage

Covers parts and labor for vehicles under active restoration.

Liability Protection

Protects you financially if your classic car causes damage or injury in an accident.

Comprehensive & Collision

Covers losses from theft, fire, vandalism, crashes, and Florida’s frequent storms.

Spare Parts Coverage

Protects valuable spare parts, even when they aren’t installed.

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Common Add-Ons & Options

We customize classic car insurance in Florida, with optional enhancements like:

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Roadside Assistance for Classic Cars

Towing and emergency services tailored for vintage and specialty vehicles.

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Coverage for Car Shows & Exhibitions

Protection when your car is displayed at shows or community events.

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Flexible Mileage Plans

Policies that reflect occasional, limited use — not daily driving.

Who Needs Classic Car Insurance in Florida?

Local Risks to Consider

Living in South Florida brings unique challenges for classic cars:



  • Severe Storms & Hurricanes – High winds and flooding threaten collectible cars.

  • Theft Risks – Classic cars are high-value theft targets.

  • Uninsured Drivers – Florida’s high uninsured rate puts your investment at risk.

FAQs – Classic Car Insurance in Florida

  • How old does my car need to be to qualify as a classic?

    Most carriers consider vehicles 20–25 years or older, though limited-edition or exotic models may qualify sooner.

  • Can I use my classic car as a daily driver?

    No — classic car insurance is designed for limited use such as exhibitions, parades, or occasional rides.

  • Does coverage include spare parts and restoration?

    Yes, policies can include coverage for parts in storage and cars under restoration.

  • Is my car covered when on display at a show?

    Yes — show and exhibition coverage is available for collectors.

Protect Your Classic Car with Confidence

Get the Right Classic Car Insurance in Florida

At The Marcus Group, we know your collector vehicle deserves more than a standard auto policy. With decades of experience, local knowledge, and access to multiple carriers, we’ll ensure your classic car is protected so you can enjoy every drive with confidence.