Motorcycle Insurance in Florida – The Marcus Group
Why Motorcycle Insurance Matters in South Florida
Florida’s roads are full of opportunities for riders — but also full of risks. Between congested highways, unpredictable weather, and one of the highest rates of uninsured drivers in Florida, is essential for safety and financial protection.
At
The Marcus Group, we provide policies tailored to the needs of South Florida riders — protecting you, your bike, and your gear.
VEHICLE INSURANCE
What Our Motorcycle Insurance Covers
When you choose motorcycle insurance through The Marcus Group, you’ll have access to protections such as:
Liability Coverage
Covers bodily injury and property damage you may cause to others in an accident.
Collision Coverage
Pays for repairs or replacement of your bike after a crash with another vehicle or object.
Comprehensive Coverage
Protects against theft, vandalism, fire, or Florida’s storm damage.
Uninsured/Underinsured Motorist
Covers medical expenses if you’re injured by a driver with little or no insurance.
Accessories & Gear Coverage
Includes helmets, riding gear, saddlebags, and custom parts.
Common Add-Ons & Options
We help customize motorcycle insurance in Florida, with add-ons like:
Roadside Assistance for Motorcycles
Covers towing, jump-starts, and breakdown support.
Rental Reimbursement
Provides a rental while your bike is being repaired after a covered accident.
Custom Parts & Equipment Coverage
Protects custom modifications or aftermarket parts.
Who Needs Motorcycle Insurance in Florida?
- Daily commuters on I-95, I-75, and local highways
- Weekend riders cruising South Florida’s scenic routes
- Owners of custom or sport bikes
- Motorcyclists facing year-round hurricane season risks
Local Risks to Consider
Riding in South Florida means facing challenges such as:
- Severe Weather – Hurricanes, storms, and flooding.
- Dense Traffic – High accident risks in Broward, Palm Beach, and entire state of Florida.
- Uninsured Drivers – Florida ranks among the top states for uninsured motorists.
Who Needs Motorcycle Insurance in Florida?
Is motorcycle insurance required in Florida?
Yes, riders without $10,000 in medical benefits must carry proper insurance. Liability and optional coverages are strongly recommended.
Does insurance cover custom parts and gear?
Yes, accessory and equipment coverage protects custom parts, helmets, and riding gear.
Can I bundle motorcycle insurance with my auto or home policy?
Yes, bundling policies often reduces premiums and simplifies coverage.
Does insurance cover theft or vandalism?
Yes — comprehensive coverage includes theft, vandalism, and storm damage.
Protect Your Ride with Confidence
Get the Right Motorcycle Insurance in Florida
At The Marcus Group, we understand that motorcycles aren’t just transportation — they’re freedom. With local knowledge, access to top carriers, and personalized service, we’ll make sure your coverage keeps up with the way you ride.