Homeowners Insurance in Florida – The Marcus Group
Why Homeowners Insurance Matters in South Florida
Your home is more than just a property — it’s where life happens. In South Florida, risks like hurricanes, flooding, and property damage make having the right homeowners insurance essential.
At
The Marcus Group, we provide
tailored coverage for homeowners in the entire State of Florida, protecting houses, condos, and secondary homes with policies built for Florida living.
HOMEOWNERS INSURANCE
What Our Homeowners Insurance Covers
When you insure your home with The Marcus Group, you’ll have coverage options such as:
Dwelling Coverage
Protects the physical structure of your home from risks like fire, wind, or vandalism.
Personal Property Coverage
Covers furniture, electronics, clothing, and valuables inside your home.
Liability Protection
Safeguards you if someone is injured on your property or you’re held responsible for damage.
Covers temporary living expenses if your home becomes uninhabitable due to a covered loss.
Loss of Use
Additional Structures
Covers garages, sheds, fences, and other structures on your property.
Common Add-Ons & Options
We customize homeowners insurance in Broward, Palm Beach, and the entire state of Florida with valuable options like:
Flood Insurance Add-On
Since standard policies don’t cover flooding, we can help secure NFIP or private flood insurance.
Hurricane & Windstorm Protection
Extra coverage for South Florida’s severe weather risks.
High-Value Item Coverage
Additional protection for jewelry, collectibles, or expensive electronics.
Short-Term Rental Coverage
Special coverage for Airbnb and vacation rental properties.
Who Needs Homeowners Insurance in Florida?
Every Florida homeowner needs protection, but coverage is especially important for:
- Primary Homeowners – Safeguarding your main residence.
- Condo Owners – Protecting the interior and personal property.
- Vacation Homeowners – Coverage for secondary homes and rentals.
- Landlords – Protection for rental properties and liability.
Local Risks to Consider
Owning a home in South Florida comes with unique risks:
- Hurricanes & Windstorms – High winds and flooding can cause severe damage.
- Flooding – Common in Broward, Palm Beach, and the entire state of Florida but not covered under standard policies.
- Theft & Vandalism – Urban and suburban risks that require coverage.
- Liability Risks – Protecting yourself against accidents on your property.
FAQs – Homeowners Insurance in Broward, Palm Beach & the Entire State of Florida
Is homeowners insurance required in Florida?
Not by law, but mortgage lenders typically require it. It’s essential for financial protection.
Does homeowners insurance cover flooding?
No. Flood insurance must be purchased separately. We can help you secure it.
Can I bundle homeowners and auto insurance?
Yes. Bundling often saves money and simplifies coverage.
Do you offer coverage for vacation or secondary homes?
Yes. We provide tailored policies for seasonal and short-term rental properties.
Can I get coverage for valuables like jewelry or art?
Yes. We offer high-value item endorsements for personal property.
Protect Your Home with Confidence
Get the Right Homeowners Insurance in Broward, Palm Beach & the Entire State of Florida
At The Marcus Group, we’ve helped South Florida families protect their homes since 1999. With access to multiple carriers, local expertise, and personal service, we’ll make sure you have the right coverage at the best value.